Investing Over Time

Example:

  1. An investor has a target of 40% fixed income and 60% equities.
  2. The investor chooses to use FundX Upgrader Fund (FUNDX) and FundX Flexible Income Fund.
  3. Rather than invest all $100,000 at once, the investor elects to invest in four stages, as shown below:

 

  • Small- and medium-capitalization companies tend to have limited liquidity and greater price volatility than large-capitalization companies.
  • Investments in foreign securities involve greater volatility and political, economic and currency risks and differences in accounting methods.
  • Investments in debt securities typically decrease in value when interest rates rise. This risk is usually greater for longer-term debt securities.
More Content: 
Asset Allocation
Publication Date: 
Upgrader Quarterly: Spring 2011